Over a Decades of Trust

Since 2010, Soma Sacco has built a strong reputation founded on integrity, accountability, and dependable service. Our long history reflects our commitment to serving members with consistency and care.

Affordable and Accessible Loans

We offer a variety of loan products tailored to meet different financial needs, including education, emergencies, family welfare, and personal development. Our loan facilities are designed to be affordable, flexible, and responsive to members’ needs.

A Strong Savings Culture

We encourage disciplined savings as the foundation for financial security. By saving consistently, members build a solid financial base while gaining access to affordable credit and future investment opportunities.

Member-Owned, Member-Focused

As a cooperative society, every member has a voice and a stake in our success. Our decisions are guided by the best interests of our members, ensuring that the benefits of growth are shared by all.

Transparent and Accountable Leadership

Our governance structure promotes transparency, accountability, and prudent financial management, giving members confidence that their savings are managed responsibly.

Inclusive Membership

Originally established for non-teaching staff in the education sector, Soma Sacco has opened its doors to the wider public, welcoming individuals who share our vision of financial empowerment and shared prosperity.

Personalized Customer Service

We are committed to providing friendly, professional, and responsive service. We value lasting relationships with our members and strive to deliver solutions that meet their unique financial needs.

Growing Together

Our success is measured by the success of our members. Every loan granted, every savings milestone achieved, and every financial goal accomplished strengthens our cooperative and reinforces our commitment to shared growth.

The Soma Sacco Promise

✔ Safe and reliable savings.

✔ Affordable and flexible loan products.

✔ Professional and personalized service.

✔ Transparent and accountable governance.

✔ A member-owned institution where your voice matters.

✔ A trusted financial partner committed to your success.

Our Membership

Soma Sacco was founded to serve non-teaching staff working within the education sector in Mombasa. As part of its strategic growth, membership has now been expanded to include individuals from the general public from all over the coast region who wish to enjoy the benefits of cooperative savings and affordable credit.

Whether you are an employee, entrepreneur, or a professional, Soma Sacco offers an opportunity to build your financial future within a trusted cooperative institution.

Current Membership: 600 Members

Membership Eligibility

• Non-Teaching Staff in the Education Sector

• Public Servants

• Business Community

• General Public